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Updated 10-05 10:00
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BankingBank offerEnding soonHigh value

AmEx Cards: Up to 340k Pts for Platinum ($2,900 Fee) or 115k Pts for Explorer ($395 Fee)

American Express
Posted 26 days ago

AmEx Cards: Up to 340k Pts for Platinum ($2,900 Fee) or 115k Pts for Explorer ($395 Fee)

1d 2h leftEnds Wed 7 October at 00:00

American Express is offering boosted sign-up bonuses on the Platinum and Explorer cards. Platinum earns up to 340,000 points with $10k spend over 15 months, while Explorer offers 115,000 points for $4k spend in 3 months. Ideal for frequent flyers and high spenders looking for award flights.

Our readers say
Source: OzBargain81084 comments
Original title

AmEx Platinum 340,000 Pts ($10,000 Spend over 15 Months, $2,900 Fee), Explorer 115,000 Pts ($4,000 Spend in 3 Months, $395 Fee)

Something wrong?

Quick take

Good for
  • Frequent flyers seeking award seats
  • High spenders meeting thresholds
  • Eligible AmEx new customers
Not for
  • Low spenders
  • Anyone sensitive to annual fees
Why it's worth a look
  • Higher bonus than standard offers
  • Flexible airline transfer partners
Watch out
  • Platinum card incurs $2,900 across two fees
  • Eligible spend excludes government charges
If it suits youworth ~$525, done in 15 min, credit check — think it through
Worth it?
$525
Estimated value (incl. non-cash or conditional value)
Reward offer
Effort
Expertabout 15 min
Expert
New customersAmex membersSpend $4,000Credit check$395 annual feeID checkAuto-renews18+
Any catches?
1 high risk

Applying creates a hard enquiry on your credit file. Several applications in a short time can hurt your credit score and home loan approval.

See all risk notes ↓
Ends1d 2h leftWed 7 October at 00:00Who can do it: Targeted offerNo feedback yet — tell us how it went if you try it

Fill in your profile and we'll tell you whether you can do this (state, visa status, banks, memberships).

Set up my profile →
Tried it? Tell us how it went to help others

How did it go?

AmEx Cards: Up to 340k Pts for Platinum ($2,900 Fee) or 115k Pts for Explorer ($395 Fee)

How to do it

  1. 1Visit the American Express promotion page via the link
  2. 2Select either the Platinum Charge or Explorer card and complete the application
  3. 3Meet the required eligible spending targets within the designated timeframe to receive bonus points
Money-saving tip: Transfer your AmEx Membership Rewards points to partner airlines for long-haul business class redemptions to maximize value.

Conditions

  • New cardholders only; must not have held a direct AmEx-issued primary card in the last 18 months
  • Full Platinum bonus requires holding the card into month 15, incurring two annual fees totaling $2,900
  • Subject to credit assessment and Australian residency requirements

Risks

  • High riskApplying creates a hard enquiry on your credit file. Several applications in a short time can hurt your credit score and home loan approval.
  • Caution$395 annual fee. After you get the bonus, decide whether to keep the card before next year's fee is charged.
  • CautionYou need to spend $4,000 within the time limit. Don't spend extra just to reach it.
  • CautionIt renews automatically and charges you after the free period. Set a reminder to cancel as soon as you sign up.
  • CautionPlatinum's full bonus requires holding the card for 15 months, requiring you to pay a second annual fee ($2,900 total)
  • NoteID verification required. Only submit documents in the official app or website.
  • Note18+ only. You may need to show ID when buying or collecting.

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