MyCard Premier: Earn 100,000 VFF Points with $7,000 Spend in 90 Days + Annual Fee $300
New offer for MyCard Premier credit card holders: Earn 60,000 Velocity Frequent Flyer (VFF) points by spending $7,000 within 90 days via Autoredemption, plus an additional 40,000 VFF points after holding the card for one year. The annual fee is $300. This replaces the previous 110,000-point promotion which ended due to new surcharge policies effective from 1 October 2026. Consider this deal if you actively use Velocity points for travel redemptions.
Original title
MyCard Premier: 60,000 VFF Pts via Autoredemption with $7,000 Spend in 90 Days + 40,000 After 1 Year, $300 Annual Fee
Quick take
- Frequent travelers who primarily redeem Velocity points
- Users with high natural spending capacity who can avoid interest charges
- Users who rarely use Velocity points
- Those unable to naturally reach $7,000 spend within 90 days
- Individuals sensitive to fixed annual fees or high opportunity costs
- Possibility of earning 100,000 total VFF points, which may offer good value if used for premium flight or hotel redemptions
- The $300 annual fee is a sunk cost; evaluate whether the point value justifies it
- The 90-day window requires careful budget planning to meet the threshold without overspending
- Price
- Reward offer
- Value per hour
- $357,840
Applying creates a hard enquiry on your credit file. Several applications in a short time can hurt your credit score and home loan approval.
See all risk notes ↓Fill in your profile and we'll tell you whether you can do this (state, visa status, banks, memberships).
Set up my profile →How to do it
- 1Apply for or hold a MyCard Premier credit card.
- 2Register and enable the Autoredemption feature.
- 3Accumulate $7,000 AUD in eligible spend within 90 days of opening.
- 4Receive 60,000 VFF points automatically upon meeting the spend requirement.
- 5Keep the card active for at least one year to receive an extra 40,000 VFF points.
Conditions
- Must complete $7,000 spend within 90 days.
- Autoredemption service must be enabled.
- $300 AUD annual fee applies and is not waived.
- Eligibility criteria apply; check bank terms for new applicants vs existing customers.
- Previous higher-value offers are no longer available due to policy changes.
Risks
- High riskApplying creates a hard enquiry on your credit file. Several applications in a short time can hurt your credit score and home loan approval.
- Caution$300 annual fee. After you get the bonus, decide whether to keep the card before next year's fee is charged.
- CautionYou need to spend $7,000 within the time limit. Don't spend extra just to reach it.
- CautionIt renews automatically and charges you after the free period. Set a reminder to cancel as soon as you sign up.
- CautionCommunity feedback notes a significant reduction in reward value compared to the previous 110,000-point offer.
- NoteID verification required. Only submit documents in the official app or website.
- NoteOnly available in NSW / VIC / QLD / WA / SA / TAS / ACT / NT.
- NoteNo end date given. The price or offer could end at any time.
- NoteThe $7,000 spend threshold is high; forcing transactions may lead to debt or interest costs.
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