NAB Qantas Rewards Signature: 40,000 QFF Points + $200 Cashback with $5,000 Spend in 90 Days ($449 Annual Fee)
Apply for the NAB Qantas Rewards Signature credit card to earn 40,000 Qantas Frequent Flyer points and $200 cashback after spending $5,000 within 90 days of approval. An additional 20,000 points are awarded if you keep the card open for more than 12 months. The annual fee is $449. Recent community discussions highlight potential impacts from new surcharge regulations on what counts as eligible spend, so review the latest terms carefully.
Original title
NAB Qantas Rewards Signature: 40,000 QFF Points + $200 Cashback with $5,000 Spend in 90 Days, $449 Annual Fee
Quick take
- Frequent travellers accumulating Qantas points
- Users with high monthly spending capacity (~$1,700/month)
- Those willing to pay $449/year for premium perks
- Users unable to hit the $5,000 spend threshold
- Those sensitive to high annual fees without travel needs
- Users relying heavily on payment methods that might not count as eligible spend
Nothing in particular
- Price
- You pay $449
- Estimated value
- $48,200
- Value per hour
- $57,920
Applying creates a hard enquiry on your credit file. Several applications in a short time can hurt your credit score and home loan approval.
See all risk notes ↓Fill in your profile and we'll tell you whether you can do this (state, visa status, banks, memberships).
Set up my profile →How to do it
- 1Apply for the NAB Qantas Rewards Signature credit card via the official website or promotional link.
- 2Ensure you meet eligibility criteria (Australian resident/citizen/PR, income requirements).
- 3Activate the card upon approval and note the start date.
- 4Spend a total of $5,000 AUD within 90 days of approval. Check terms to ensure your transaction types count towards the minimum spend.
- 5Wait for the reward processing period for the points and cashback to be credited.
- 6Keep the account open for over 12 months to receive the additional 20,000 bonus points.
Conditions
- Open to new applicants or those who haven't held this specific card recently.
- $5,000 minimum spend required within 90 days.
- $449 annual fee applies.
- Extra 20,000 points require holding the card for >12 months.
- Eligible spend definitions may have changed due to recent regulatory updates on credit card surcharges.
Risks
- High riskApplying creates a hard enquiry on your credit file. Several applications in a short time can hurt your credit score and home loan approval.
- Caution$449 annual fee. After you get the bonus, decide whether to keep the card before next year's fee is charged.
- CautionYou need to spend $5,000 within the time limit. Don't spend extra just to reach it.
- CautionHigh annual fee requires significant point usage to break even.
- NoteOnly available in NSW / VIC / QLD / WA / SA / TAS / NT / ACT.
- NoteNo end date given. The price or offer could end at any time.
- NoteCommunity comments suggest checking updated T&Cs regarding 'eligible transactions' due to recent surcharge law changes.
Similar deals
MG S5 EV Essence 49kWh $39,990 Drive Away + $2,000 Cashback @ MG Dealers
MG Australia is offering a limited-time October deal on the MG S5 EV. The Essence 49kWh model is priced at $39,990 drive away, with an additional $2,000 cash rebate available for eligible purchases. This promotion also applies to the 64kWh version and the MG4 Urban range. Participation requires purchasing through an authorized MG dealer.
- Effort
- Moderate
- Time
- 30 min
- Ends
- 26 days left
YouTrip Debit Card: 4% Cashback on Overseas Spend for 6 Months + $10 Bonus
New YouTrip customers can earn 4% cashback on international purchases for 6 months (capped at $25/month). Sign up via the link for an extra $10 welcome credit.
- Effort
- Moderate
- Time
- 10 min
- Ends
- 87 days left
AmEx Statement Credits: Spend $1,000 at United Airlines, Get $400 Back
Targeted AmEx cardholders can receive a $400 statement credit when spending $1,000 or more with United Airlines. This delivers up to 40% in savings, making it ideal for anyone planning travel to the US.
- Effort
- Easy
- Time
- 3 min
- Ends
- 56 days left
BYD: $4,000 Cashback Across Multiple Models (Seal 6, Shark 6 & Sealion Series)
BYD Australia is offering $4,000 off major models including the Seal 6 and Shark 6. The Seal 6 Touring now starts from $35,990 plus on-road costs, ideal for buyers seeking a spacious hybrid or EV.
- Effort
- Easy
- Time
- 30 min
- Ends
- 77 days left
Westpac Business One Account: $100 Bonus for $100 Deposit
Open a new Westpac Business One or Business One Plus transaction account and deposit at least $100 in a single transaction within 10 days to receive a $100 welcome bonus. The account has no monthly keeping fees. Promo code WELCOME100 may be required. Offer ends 30 Sep 2027.
- Effort
- Moderate
- Time
- 15 min
- Ends
- 360 days left
Glow Green: Rinnai 18kW Ducted Reverse-Cycle AC $3,999 Installed (VIC Only)
Get a Rinnai 18kW ducted reverse-cycle air conditioner fully installed for $3,999 via Glow Green. Ideal for Victorian homeowners with single-storey houses seeking an upgrade.
- Effort
- Very easy
- Time
- 15 min
- Ends
- 24 days left
Gooloo 12V Car Jump Starter 4000A / 20000mAh Power Bank $108.19 + Shipping on AliExpress
Gooloo 4000A jump starter listed at $108.19 on AliExpress, roughly $50-60 cheaper than Amazon AU or local retail prices. Shipping cost unknown until checkout. Deal ends October 8. The poster mentions stackable savings at checkout (likely AliExpress sale event coupons) but doesn't specify exact codes or conditions.
- Effort
- Easy
- Time
- 3 min
- Ends
- 3 days left
OnePass Mobile 350GB (200GB + 150GB Bonus) 12-Month Plan $149 + Free OnePass Membership + $20 ShopBack Cashback
Buy the OnePass Mobile 12-month prepaid plan via ShopBack to get it for $149 instead of $200. The plan includes 350GB total data (200GB base + 150GB bonus). You also receive a free OnePass Membership and $20 cashback through ShopBack. Offer ends on 20 Oct 2026.
- Effort
- Easy
- Time
- 15 min
- Ends
- 15 days left
10,000 Bonus Qantas Points for New Qantas Credit Card Holders (Activation Required)
Qantas is offering 10,000 bonus points to first-time holders of Qantas Points Earning Credit Cards. This offer requires manual activation and can be stacked with existing welcome bonuses. The promotion ends on 31 Oct 2026.
- Effort
- Easy
- Time
- 5 min
- Ends
- 26 days left