ME Bank HomeME Savings Account: 5.60% p.a. on balances up to $1,000,000 ($2,000 monthly deposit required)
ME Bank's HomeME savings account offers a market-leading variable rate of 5.60% p.a. on balances up to $1,000,000. To earn the bonus rate, deposit at least $2,000 into your SpendME account each month. Ideal for those who can maintain this monthly deposit habit.
Original title
HomeME Savings Account 5.60% p.a. Interest on Balance up to $1,000,000 ($2,000 Monthly Deposit to SpendME Required)
Quick take
- Those with spare cash who can save $2,000 monthly
- Savers seeking high interest with easy access to funds
- Those who cannot meet the monthly deposit requirement
- Customers already earning higher rates elsewhere
- Rare high variable rate in the current market, up to $1M
- Great for emergency funds or short-term savings
- Monthly deposit requirement is strict; set up auto-transfers
- Rates can change; review regularly
- Price
- Reward offer
- Value per hour
- $0
Monthly deposit requirement is strict; missing it forfeits the bonus rate, so set up automatic transfers
See all risk notes ↓Fill in your profile and we'll tell you whether you can do this (state, visa status, banks, memberships).
Set up my profile →How to do it
- 1Go to ME Bank's website or app and apply for a HomeME Savings Account online
- 2Open a SpendME transaction account and complete identity verification with your ID documents
- 3Deposit at least $2,000 into your SpendME account each month to activate the bonus rate
- 4Keep your savings in HomeME to earn up to 5.60% p.a. interest
Conditions
- New customers only for HomeME savings account
- Deposit at least $2,000 into SpendME monthly, otherwise the rate drops to 0.05% p.a.
- Bonus rate applies only to balances up to $1,000,000; balances above earn a different rate
- Interest rates are variable and may change; check ME Bank's website for the latest
Risks
- CautionMonthly deposit requirement is strict; missing it forfeits the bonus rate, so set up automatic transfers
- NoteID verification required. Only submit documents in the official app or website.
- NoteNo end date given. The price or offer could end at any time.
- NoteVariable rate; bank may adjust, but currently at market highs
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