ubank Save Account Increases Interest Rate to 5.35% p.a. on up to $1M Balance
ubank is lifting its bonus savings interest rate to 5.35% p.a. starting 6 October 2026. Keep your balance growing by just $1 each calendar month to unlock the rate on savings up to $1,000,000.
Original title
ubank Savings Account 5.35% p.a. Interest on Balance up to $1,000,000 ($1 Monthly Balance Increase Required)
Quick take
- Savers with idle cash
- People wanting no card spend tasks
- Those making frequent large withdrawals
- Easy criteria with $1 monthly growth
- High $1M balance cap
- Withdrawals may forfeit bonus interest
- Price
- Reward offer
- Value per hour
- $0
Fill in your profile and we'll tell you whether you can do this (state, visa status, banks, memberships).
Set up my profile →How to do it
- 1Open or log into your existing ubank Spend and Save accounts.
- 2Grow your total Save account balance by at least $1 each calendar month.
- 3Receive 5.35% p.a. variable interest on your savings up to $1M for the following month.
Conditions
- Must be an Australian resident aged 18+.
- New rate takes effect from 6 October 2026.
- Applies to total savings balances up to $1,000,000.
- The $1 monthly balance growth excludes interest payments.
Risks
- NoteID verification required. Only submit documents in the official app or website.
- NoteNo end date given. The price or offer could end at any time.
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