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Updated 10-05 20:00
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Geely STARRAY EM-i, EX2 & EX5: 0.09% p.a. Comparison Rate, $0 Deposit 36-Month Finance

Geely
Posted 4 days ago

Geely STARRAY EM-i, EX2 & EX5: 0.09% p.a. Comparison Rate, $0 Deposit 36-Month Finance

25 days leftEnds Sun 1 November at 00:00

Geely is offering a limited-time finance deal for the STARRAY EM-i, EX2, and EX5 models. The offer includes a 36-month loan term with a 0.09% comparison rate and no upfront deposit ($0). Be aware of an approximate $1,500 loan establishment fee. This promotion applies only to these specific new vehicles and ends on October 31, 2026.

Our readers say
Source: OzBargain55067 comments
Original title

Geely STARRAY EM-i, EX2 & EX5 0.09% p.a Comparison Rate 36-Month Finance Offer

Something wrong?

Quick take

Good for
  • Bidders looking to buy a new Geely STARRAY EM-i, EX2, or EX5 in Australia
  • Buyers wanting to minimize initial cash outlay via $0 deposit financing
Not for
  • Cash buyers
  • Those considering other brands or non-eligible Geely models
  • Long-term owners who may prioritize lower monthly payments over zero upfront costs
Why it's worth a look
  • The 0.09% comparison rate is significantly lower than standard market car loan rates
  • The $0 deposit requirement lowers the barrier to entry for purchasing a new vehicle
Watch out
  • The ~$1,500 loan establishment fee adds to the total cost of ownership
  • A low comparison rate does not always equal a low effective interest rate; check the total repayment amount
Skipdone in 45 min, credit check — think it through
Worth it?
—
Estimated value (incl. non-cash or conditional value)
Reward offer
Effort
Hardabout 45 min
Hard
NSW/VIC/QLD/WA/SA/TAS/NT/ACT onlyCredit check
Any catches?
1 high risk

Applying creates a hard enquiry on your credit file. Several applications in a short time can hurt your credit score and home loan approval.

See all risk notes ↓
Ends25 days leftSun 1 November at 00:00Who can do it: Open to everyoneNo feedback yet — tell us how it went if you try it

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How did it go?

Geely STARRAY EM-i, EX2 & EX5: 0.09% p.a. Comparison Rate, $0 Deposit 36-Month Finance

How to do it

  1. 1Confirm you are purchasing one of the eligible models: Geely STARRAY EM-i, EX2, or EX5.
  2. 2Contact a local Geely dealer to check stock and final pricing.
  3. 3Apply for the designated 36-month low-interest finance package during the purchase process.
  4. 4Review the contract details, ensuring the total cost accounts for the ~$1,500 establishment fee.
Money-saving tip: Ask the sales consultant for the 'Total Repayment Amount' before signing. Compare this figure against standard bank auto loans to verify if the savings outweigh the establishment fee.

Conditions

  • Eligible models only: Geely STARRAY EM-i, EX2, and EX5.
  • Fixed loan term of 36 months.
  • Subject to credit approval despite the $0 deposit claim.
  • Offer expires on October 31, 2026.

Risks

  • High riskApplying creates a hard enquiry on your credit file. Several applications in a short time can hurt your credit score and home loan approval.
  • CautionThe '0.09% Comparison Rate' is a marketing metric common in Australian auto finance; the actual effective interest rate paid by the consumer is typically higher. Focus on total interest paid rather than just the headline rate.
  • NoteAbout $1500 in extra costs (shipping, baggage, fees) — already deducted from the estimated saving.
  • NoteOnly available in NSW / VIC / QLD / WA / SA / TAS / NT / ACT.
  • NoteThe estimated $1,500 establishment fee partially offsets the interest savings, so calculate the net benefit compared to other low-rate options.

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